Model ETF Portfolios 2017-07-12T18:43:28+00:00

Model ETF Portfolios

Canadian investors may find it difficult to find an advisor who advocates index investing. The good news is there are many low-cost, broadly diversified and tax-efficient ETFs available to DIY investors. The bad news is there are now too many choices

To make this decision easier for newbie investors, I’ve included a step-by-step process below, along with sample portfolios with various asset mixes. Since a number of these ETFs have limited performance data, I’ve calculated their hypothetical past performance using index returns minus the current fees (the methodology is available here).


*Note: For an even simpler 3-ETF portfolio, replace VUN, XEF and XEC with the iShares Core MSCI All Country World ex Canada Index ETF (XAW).  Sample portfolios can be found on the Canadian Couch Potato blog.

Model ETF Portfolios

Canadian investors may find it difficult to find an advisor who advocates index investing. The good news is there are many low-cost, broadly diversified and tax-efficient ETFs available to DIY investors. The bad news is there are now too many choices

To make this decision easier for newbie investors, I’ve included a step-by-step process below, along with sample portfolios with various asset mixes. Since a number of these ETFs have limited performance data, I’ve calculated their hypothetical past performance using index returns minus the current fees (the methodology is available here).


*Note: For an even simpler 3-ETF portfolio, replace VUN, XEF and XEC with the iShares Core MSCI All Country World ex Canada Index ETF (XAW).  Sample portfolios can be found on the Canadian Couch Potato blog.