Justin Bender, CFA, CFP, TEP, is a portfolio manager and financial planner with PWL Capital Inc. a wealth management firm with offices in Ontario and Quebec (advisors are also licensed to work with clients in most other provinces). PWL Capital’s managed portfolio service helps clients reach their goals by combining investment management and ongoing financial planning.
Our team builds portfolios primarily using ETFs, and we are compensated directly from client fees rather than commissions on investment products. If you’re interested in working with a full-service advisor who uses the same strategies you’ve read about on this blog, contact Justin to set up a consultation.
Our clients pay up to 0.75% of assets under management, with that cost trending down as accounts gets larger. This fee includes an Investment Policy Statement (IPS), portfolio construction and monitoring, semiannual portfolio reviews including personal rates of return, tracking of adjusted cost base and capital gain/loss reporting. Assets are held in accounts in the client’s name by our carrying broker, National Bank Independent Network. Minimum family account size is $1,000,000.
Fee Only Advice
Robb Engen is a fee-only advisor based in Lethbridge, Alta. He offers objective and unbiased advice for clients across Canada. He’ll work with you to create and implement a financial plan and retirement projections based on your identified goals and burning financial questions. His ideal clients are looking for advice on how to simplify their investments and reduce their fees, how to optimize their savings contributions, how to prioritize multiple financial goals, and – often the biggest question – are they going to be okay in retirement.
Fee Only Financial Planning
Spring Financial Planning works closely with you and your team of professional advisors to develop a plan and provide ongoing advice, centered around your best interests.
Cross-Border Wealth Services
Cardinal Point Wealth specializes in providing cross-border investment management, financial, tax and estate planning services to Canadian and U.S. residents, Canadian and American expatriates, and those immigrating to Canada and the U.S. from abroad. Cardinal Point is licensed and authorized to provide financial advice on both sides of the border and boasts a team of cross-border financial planners, cross-border tax specialists and portfolio managers that have the knowledge base and expertise to deliver personalized Canada-U.S. cross-border wealth planning strategies.